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Why Get an Extended Warranty for Your Subaru?

A Subaru extended warranty—also called a vehicle service contract—is designed to provide repair coverage after your original manufacturer’s warranty expires. Subaru’s factory warranty typically covers:

• 3 years/36,000 miles bumper-to-bumper

• 5 years/60,000 miles powertrain

But many Subaru owners drive their vehicles far beyond these limits. That’s where an extended warranty becomes essential. The cost of a single out-of-pocket repair—such as a CVT transmission or engine sensor failure—can easily exceed the Subaru extended warranty price for several years of protection.

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How Much Does a Subaru Extended Warranty Cost?

The Subaru extended warranty price can vary depending on a few major factors:

✅ 1. Vehicle Age and Mileage

A newer Subaru with fewer miles will generally cost less to cover than an older, high-mileage one. Coverage for a 2021 Outback with 25,000 miles might range from $1,200–$2,000, while the same plan for a 2015 Forester with 95,000 miles could cost $2,000–$3,500.

✅ 2. Coverage Level

There are typically three levels of coverage:

• Powertrain: Covers major components like engine, transmission, and drivetrain.

• Mid-tier: Adds electrical, A/C, and limited electronics.

• Exclusionary or “bumper-to-bumper”: Covers almost everything except a few listed exclusions.

Exclusionary coverage is the most expensive, but it also offers the most peace of mind—especially for Subarus with high-tech features like EyeSight®, AWD systems, and infotainment packages.

✅ 3. Deductible Amount

Plans with a higher deductible ($200 or more) usually come with a lower upfront price, while $0 deductible plans cost more initially but save money during a claim.

✅ 4. Plan Duration and Mileage Limit

Common plan durations include: (Pay close attention to the limit on mileage as the cost is less per miles given. Also, in many cases, the miles are not added onto the existing miles on the car. In some cases they are and you need to know. In any event, these all follow average driving patterns of 12k miles per year. Not ideal for most, especially if miles not added on.)

• 5 years/60,000 miles

• 7 years/100,000 miles

• 10 years/120,000 miles or more

The longer the coverage, the higher the Subaru extended warranty price—but also the greater the potential value.

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What’s Covered in a Subaru Extended Warranty?

Most reputable providers offer customizable plans, but here’s what a good exclusionary coverage plan for your Subaru should include:

• Engine and transmission

• AWD components (Subarus are known for these)

• Electrical systems and computers

• Safety systems like EyeSight®

• Suspension and steering

• A/C and heating

• GPS/navigation systems

• Hybrid components (for models like the Crosstrek Hybrid)

It’s important to read the fine print. Some cheaper plans exclude parts like CV joints, wheel bearings, or advanced sensors—components that commonly fail in older Subarus.

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What’s Not Covered?

Even the best Subaru extended warranties won’t cover everything. Common exclusions include:

• Regular maintenance (oil changes, brakes, tires)

• Cosmetic wear and tear

• Damage from misuse or lack of maintenance

• Aftermarket modifications

• Pre-existing conditions

Be sure to ask for a sample contract before buying so you know exactly what’s excluded.

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Subaru Dealership Plans vs. Third-Party Providers

While you can purchase an extended warranty from your Subaru dealership (called Subaru Added Security), third-party providers often offer more flexibility and lower prices.

Subaru’s Dealer Plan Pros:

• OEM parts

• Repairs at Subaru dealerships

Cons:

• Must buy before factory warranty expires

• Typically more expensive

• Fewer coverage options

Third-Party Plan Pros:

• Buy anytime, even with high mileage

• More coverage flexibility

• Use any certified repair shop

• Often more affordable Subaru extended warranty price

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Get a Transparent Subaru Extended Warranty Price with VIP Warranty

At VIP Warranty, we believe extended car warranties should be Simple. Transparent. Reliable. We specialize in exclusionary coverage with no fine print traps and fast claims processing.

In under 60 seconds, you can get a personalized quote for your used car warranty—including options for your Subaru Outback, Forester, Impreza, Crosstrek, or Ascent.

• Real human support

• National repair network

• Affordable payment plans

• Fully customizable terms

You’ll know exactly what’s covered and what’s not. No gimmicks. Just coverage that works.

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What Subaru Owners Say

“My 2016 Outback needed a head gasket at 92,000 miles. Thanks to VIP Warranty, the repair was fully covered. The process was fast, and they paid the shop directly. Highly recommend!” — Alex G., Colorado

“I was quoted $3,200 by the dealer. VIP gave me better coverage for $2,100—and I could still go to my local mechanic.” — Jenna L., Florida

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Final Thoughts: Is It Worth It?

If you plan on keeping your Subaru for years to come, an extended warranty isn’t just a smart choice—it’s essential protection against rising repair costs.

The Subaru extended warranty price might feel like an extra expense today, but it’s minor compared to the cost of a blown CVT transmission, failed head gasket, or failed EyeSight sensor system.

Invest in peace of mind today with VIP Warranty—a partner you can trust.

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✅ Get Your Subaru Warranty Quote Now

[🔘 Get My Subaru Quote]

Learn More about Subaru Extended Warranty Pricing

• ConsumerAffairs – Subaru Extended Warranty Cost & Coverage
• FactoryWarrantyList – Detailed Subaru Plan Pricing

• 💬 Real-World Customer Insights (Reddit)

  From r/Subaru_Outback:

  “I paid $1,440 for 8 yr/80 k with $100 deductible… some dealers quoted up to $3,400”