Extended Warranty Direct From the Insurance Company
Full exclusionary coverage at every price point. No confusing tiers. No "wrong plan" denials. Just protection that actually works.
Get Your Price in 30 SecondsWhy Extended Warranties Suck
The Reddit horror stories are real. Here's what actually happens:
Customer pays $89/month for "extended warranty."
But they bought "powertrain-only" coverage - protects maybe 20 parts out of 3,000+.
$3,900 in repairs. $0 paid. Customer goes to Reddit.
The problem: Companies sell cheap limited-coverage plans without explaining what's actually protected. Most repairs aren't covered. Claims denied. Customer feels scammed.
We Fixed Everything That's Broken
Full exclusionary coverage at every price point. Choose your limit, not your coverage type.
Exclusionary Coverage
Everything covered except wear items. Same coverage at every price point - you just choose your annual limit.
No Mileage Cap
Enroll up to 250k miles. Once enrolled, stay covered forever. 300k, 400k, 500k+ miles - still protected.
Month-to-Month
Cancel anytime. Just stop paying. No penalties, no hassles, no complex refund calculations.
Direct From Insurer
We pay claims. No dealer markup. Nearly $70M paid with our insurance partner. No middleman games.
$0 Deductible
$300 for first 6 months, then $0 forever. Traditional warranties charge $100-250 per claim for life.
Capped Increases
Maximum 5% annual increase. Traditional warranties go 10-20% or drop you entirely. Predictable pricing.
How We Compare
| Feature | Traditional | VIP Warranty |
|---|---|---|
| Coverage Type | Confusing tiers | ✓ Same coverage, choose limit |
| Claim Denials | ✗ "Wrong tier" | ✓ Full exclusionary always |
| Mileage Cap | ✗ 150k max | ✓ No cap once enrolled |
| Enrollment Limit | ✗ 100-150k | ✓ Up to 250k miles |
| Payment | ✗ Locked contract | ✓ Month-to-month |
| Cancellation | ✗ Penalties & fees | ✓ Just stop paying |
| Pricing | Dealer markup 200-400% | ✓ Direct pricing |
| Annual Increases | ✗ 10-20% or dropped | ✓ Max 5% |
| Deductible | ✗ $100-250 forever | ✓ $0 after 6 months |
What's Covered? Almost Everything.
Exclusionary coverage = everything protected except routine wear items
Not covered: Brake pads, body parts, wiper blades, fluids, tires, filters and non mechanical. That's it.
Ready for Protection That Works?
Get your exact price in 30 seconds. Full exclusionary coverage at every price point. No sales calls.
Get Your Price NowQuestions
1. Same coverage at every price - Full exclusionary coverage regardless of which limit you choose. No "wrong tier" denials.
2. No mileage cap - Traditional warranties cap at 150k. Once you're enrolled with us, no cap.
3. Month-to-month - Cancel anytime. No penalties or complex refund calculations.
4. Direct from insurer - No dealer markup. Nearly $70M paid with our insurance partner.
Everything covered EXCEPT routine wear items (brake pads, wiper blades, fluids, tires, filters).
Water pump? Covered. Alternator? Covered. AC? Covered. Turbo? Covered. Engine? Covered. Electronics? Covered.
Traditional warranties make you guess which "tier" covers your repair. We don't play that game.
Yes. No mileage cap once enrolled.
You can enroll up to 250k miles. Once enrolled, you're covered as long as you keep paying - 300k, 400k, 500k+ miles.
Traditional warranties cap comprehensive coverage at 150k max. We don't cap.
Just stop paying. That's it.
No refund calculations. No penalties. No paperwork. No 4-6 week waiting periods.
Sell your car? Stop paying. Don't want coverage anymore? Stop paying.
Our insurance partner. Licensed in all 50 states. Nearly $70M in claims paid.
They've been the insurance company behind warranty programs for years - paying claims for dealers and agencies. Now we're bringing that direct to you.
We're not new to paying claims. We're new to selling direct.
$75-250/month depending on your vehicle and mileage. Plus $150-200 one-time setup fee (varies by vehicle type).
You'll see 3-4 coverage limit options. All include the same full exclusionary coverage - you just choose how much annual repair coverage fits your budget.
Every plan includes: no mileage cap, $0 deductible after 6 months, cancel anytime, max 5% annual increases.
Yes. There's typically a surcharge for rideshare use since high mileage increases risk.
Most rideshare drivers hit 150k-200k miles in 3-4 years and become uninsurable with traditional warranties. With us, you stay protected with no mileage cap.
No catch. Just a better business model.
Traditional: Sell cheap limited coverage. Deny claims because "wrong tier." Dealer markup 200-400%.
VIP: Keep customers happy long-term. Pay legitimate claims. Direct pricing. Profit from retention, not denials.
60-day waiting period applies. $300 deductible for first 6 months. Those are the only "catches."
A New Way to Warranty
Get your price in 30 seconds. Full exclusionary coverage at every price point.
Get Your Price Now